Digital Ethical For every community.
We’re making Islamic finance truly accessible across cities, villages, and countries.
The Future We’re Building
A world where everyone, regardless of income, identity, or geography, can access finance that is just, inclusive, and free from exploitation. Where ethical finance is not the exception, but the norm.
Why We Chose This Path
Conventional finance often forgets the most vulnerable. At Hakeem, we asked ourselves:
What if finance could be an act of service?
Who We Serve and Stand With
We serve anyone left behind by conventional finance:
We’re evolving our AI-powered credit scoring to ensure those who are financially responsible but invisible are no longer overlooked.
How We’re Doing It
Hakeem is Pakistan’s first digital Islamic nano-finance platform. Through our app, we provide:
Instant, paperless nano-finance
Smart credit scoring using AI
e-KYC for frictionless onboarding
Khudmukhtar Khatoon – our women-first initiative
Hikmah by Hakeem – financial wisdom, shared freely
Proof It’s Working
Since launch, we’ve
Why This Matters to Us?
Because we believe finance should heal, not harm. Too many are left behind by systems built for profit, not people. At Hakeem, we see finance as a means of empowerment , a way to restore dignity, opportunity, and trust through Shariah-aligned solutions that serve real human needs.
I have spent over two decades working in banks and financial institutions. And what I saw was that finance was built for a select few, the same people in the same circles. The vast majority, were neglected, left out, or made to feel that banking wasn’t for them.
At Hakeem, we wanted to change that. To build a solution that is truly equal, where everyone has access, not just the privileged. By using advanced technology, we are making finance simple, safe, and accessible. A system where no one feels intimidated by big banks or formal suits, but instead feels served, respected, and empowered, all from the comfort of their home.
This is why Hakeem exists: to make ethical finance a reality for every community.
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Halal Finance Made Simple
We ensure a seamless, transparent, and fully digital process by making halal financing simpler, faster, and more accessible for everyone.
