Pakistan’s First Islamic Finance Ecosystem
Proof It's Working
Over 1.1 million people have placed their trust in Hakeem , each story a reflection of hope, progress, and empowerment. From small households to growing entrepreneurs, Hakeem’s journey is built on connecting with people, understanding their needs, and offering solutions that uplift lives.
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What We Offer
Bringing you a complete suite of Shariah-compliant financial solutions for every need.
Hakeem Nano Finance
Experience instant, Shariah-compliant financial access designed to meet your everyday needs. Empowering individuals with dignified, halal finance anytime.
Hakeem Tahaffuz
Comprehensive Takaful based protection tailored for your health, family, and future. Because true financial security begins with care, compassion, and Shariah compliance.
Remittance Financing
Convert remittance inflows into instant, halal financial opportunities. Supporting families and overseas workers through dignified Islamic finance.
Banking as a Service (BaaS)
A modular Islamic fintech infrastructure built to accelerate digital innovation. Seamlessly enabling institutions to launch, scale, and operate halal financial products.
Khudmukhtar Khatoon
Empowering women-led enterprises through asset based, interest-free financing. Helping women build sustainable businesses with confidence and independence.
MSME Invoice factoring
Unlock working capital for your small or medium business in the halal way. Enabling entrepreneurs to grow, thrive, and sustain without financial compromise.
How Hakeem Stays Halal
Halal isn’t just a promise, it’s our foundation
Get Airtime
Purchase airtime from Hakeem at a deferred price.
Get Cash
If you choose to sell, the buyer pays the market price for the airtime, and the proceeds are credited to your account.
Choose What to Do With It
Sell it as a commodity to an approved buyer within the app.
Repay Over Time
You repay the amount in easy instalments, with a pre-agreed profit, in full compliance with Islamic finance principle.
Latest News From Hakeem
Stay updated with the latest news, milestones, and developments from Hakeem.
Hakeem’s Client Reviews
See what our valued clients have to say about their experiences with us. Their words speak volumes about the quality we bring to every project.
"doing good job employee are very good well mannered"
"Great and fatest app With low mark up"
"yes it's a best app to help sharya loans..with is easy to use"
"great experience with this App"
"best loan giving app with less markup"
"very nice loan app in emergency situation. I give 5 star Hakeem loan app."
"Nice superb app, I like ur urgent service"
"Best and friendly financial app"
"Very amazing,cooperative & easy to process."
"One of the best staff, who deals everyone very well highly inspired"
"Very good service very good app easy apply easy cash receive and all ok."
"Great app, to get loan , process is smooth and they are not like other irritating people. Satisfied"
"Absolutely love Hakeem! The app is user-friendly, and the prayer reminder feature is great. Highly recommend it!"
Halal Finance Made Simple
We ensure a seamless, transparent, and fully digital process by making halal financing simpler, faster, and more accessible for everyone.
