Why Remittance Financing Matters
Millions of Pakistani families depend on remittances from loved ones abroad. Delays, unexpected expenses, or transfer issues can leave families without support when it’s needed most. Hakeem fills this gap by offering instant Shariah-compliant financing based on the sender’s remittance patterns.
How It Works
With Hakeem, getting Takaful protection is quick, easy, and fully digital. Here’s how it works.
Available on Play Store and App Store

Quick and secure sign-up

Explore a wide range of Takaful plans on Hakeem.

Select your preferred plan and pay the contribution.

Select your preferred plan and pay the contribution.

How It Works?
With Hakeem, getting Takaful protection is quick, easy, and fully digital. Here’s how it works.
1. Download Hakeem App
Get the app from Play Store or App Store to begin your halal finance journey.
2. Complete e-KYC
Verify your identity instantly, quick, secure, and paperless.
3. Apply for Remittance Financing
Select your financing option and submit your details in just a few taps.
4. Get Instant Disbursement
Receive your approved amount instantly in your Hakeem wallet or account.
5. Repay in Easy Instalments
Enjoy flexible, interest-free repayments, simple and stress-free.
